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How to Find the Best Auto Insurance Rate in Car Insurance Quotes

Most people are on the look out for the cheapest insurance quotes for cars so as to save some money in the end. Although it is not easy for some motorists to get a cheap insurance quote, there are a number of approaches you can take to finally save some bucks. To help you get the best auto insurance rate that will let you save some good money in your next insurance policy, here are some crucial tips to take into consideration.

To begin with, remember that the type of car that you own will be a significant factor in determining the rate of the insurance quote. For example, if you own a luxurious sports car, be ready to foot a higher quote since sports case are more prone to accidents compared to other types of cars.

Another reason is because these types of cars are at a high risk of theft, and consequently are a high risk to insurance providers. If possible, keep away from these kinds of cars.

All in all, in spite of the type or the make of your vehicle, it is still possible to attract lo…

How to Find Car Insurance Quotes Online

Finding car insurance quotes online is not actually that hard - in fact it is one of the easiest ways possible to find insurance overall, simply because it allows you to compare prices so easily. There is no easier alternative, because the internet caters to your needs in this way so well and on so many levels.

Not only will you also tend to find cheaper auto insurance online, but the ease of access is tremendous. This is why I would highly recommend that you look for insurance by getting online quotes to compare and save on your auto insurance, simply because it is so easy. It takes very little time if you know where to start looking, and since the insurers themselves can save money by advertising online they can offer you far better quotes when you look for auto insurance.

This is what is so great - there are no downsides to looking at quotes online. They are cheaper, quicker and easier to compare - there is no better way than getting quotes online to find the cheapest and best deals.

Car Insurance Costs Are Cut, But It's Not Good News for Everyone

The seemingly never-ending rise in car insurance prices could be coming to a screeching stop thanks to proposed government changes.

New proposals will see a huge U-turn on the rate at which payouts for victims of serious accidents is calculated which is known as the Ogden rate.

The Ogden rate is set to be changed as soon as next year in a bid to provide a "fairer" system.

How does the Ogden rate work?
Set by the government, the Ogden rate is the amount awarded to victims with life-changing injuries after an accident.

The rate had been set at 2.5% which meant that for every £1,000 awarded to a victim in a claim, the insurer would pay out £975 - with the other 2.5% or the Ogden rate expected to be earned by the claimant through investment interest. This would then give them the full pay out they were due.

In March 2017, the rate was cut to -0.75% or in a monetary sense, insurers would now have to pay victims £1,007.50 per £1,000 payment.

It was this increase in pay outs that helped c…