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Safety and Cheap Car Insurance

We are always trying to find ways to get cheaper car insurance. Auto insurance is always something we don't want to pursue, but know we need it. So how do we get the best rates? Well, aside from aggressively searching for different quotes, it is important to examine the relationship between your vehicle insurance and safety.

Car insurance agents emphasize safety when determining your rates. There are many ways you can use safety to your advantage and get cheap car insurance. One way to validate your safety is to show you live in a neighborhood where crime is not likely to happen. Getting your car damaged or broken into is not something insurance agents want to happen. If you live in a safe neighborhood, and show that your car will be in a crime-free area at all times, you can get cheaper insurance.

Driving less will also help you save money with your insurance. Say someone has a 2-hour commute to work everyday compared to a 30-minute drive. Driving for 4 hours a day makes you much more vulnerable to get in an accident compared to only an hour of total drive time. This also brings up the parking factor. Where are you parking your car when you go to work? Do you have to park it on a street near many pedestrians, or do you park it in a secure and private garage? Well, you know the more risk your car is at to get damaged, the more expensive your car insurance will be. In order to get cheap car insurance, you need to make sure to take care of your car in all ways!

Aside from protecting you car, you also need to drive it responsibly. This can be shown with your driving record. If you have a clean driving record and possess no speeding tickets, it shows you are responsible and can keep your car free from accidents. Even if you have a clean record but drive a car known for it's speed, it can influence a car insurance agent in a negative way and he or she will think you are going to speed with the vehicle. Not only should you have a clean driving record, but drive a car that is known for it's safety.

There are more ways to save on car insurance, but safety is vital. If you can prove you are a safe and responsible driver, and that your car will be taken care of, you can save a great amount of money on your car insurance.

Excellent Insurance provides you with the best tips to save on car insurance! For more free advice and articles, check out:


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Car Insurance Costs Are Cut, But It's Not Good News for Everyone

The seemingly never-ending rise in car insurance prices could be coming to a screeching stop thanks to proposed government changes.

New proposals will see a huge U-turn on the rate at which payouts for victims of serious accidents is calculated which is known as the Ogden rate.

The Ogden rate is set to be changed as soon as next year in a bid to provide a "fairer" system.

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