Langsung ke konten utama

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.

1. Give them details - If you don't provide information about your zip code, marital status, car's safety features, and annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.

2. Shop around - Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don't forget to check out your current insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.

3. Raise your deductible - Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.

4. Cut the miles you drive - For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car's mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.

5. Switch drivers - For married couples, compare insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.

6. Add an anti-theft device - By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.

Recommended Cheap, Instant Car Insurance Quotes Online [http://www.ezquoteguide.com]

Article Source: http://EzineArticles.com/expert/Carrie_Reeder/829



Article Source: http://EzineArticles.com/44088

Komentar

Postingan populer dari blog ini

How to Find the Best Auto Insurance Rate in Car Insurance Quotes

Most people are on the look out for the cheapest insurance quotes for cars so as to save some money in the end. Although it is not easy for some motorists to get a cheap insurance quote, there are a number of approaches you can take to finally save some bucks. To help you get the best auto insurance rate that will let you save some good money in your next insurance policy, here are some crucial tips to take into consideration.

To begin with, remember that the type of car that you own will be a significant factor in determining the rate of the insurance quote. For example, if you own a luxurious sports car, be ready to foot a higher quote since sports case are more prone to accidents compared to other types of cars.

Another reason is because these types of cars are at a high risk of theft, and consequently are a high risk to insurance providers. If possible, keep away from these kinds of cars.

All in all, in spite of the type or the make of your vehicle, it is still possible to attract lo…

How to Find Car Insurance Quotes Online

Finding car insurance quotes online is not actually that hard - in fact it is one of the easiest ways possible to find insurance overall, simply because it allows you to compare prices so easily. There is no easier alternative, because the internet caters to your needs in this way so well and on so many levels.

Not only will you also tend to find cheaper auto insurance online, but the ease of access is tremendous. This is why I would highly recommend that you look for insurance by getting online quotes to compare and save on your auto insurance, simply because it is so easy. It takes very little time if you know where to start looking, and since the insurers themselves can save money by advertising online they can offer you far better quotes when you look for auto insurance.

This is what is so great - there are no downsides to looking at quotes online. They are cheaper, quicker and easier to compare - there is no better way than getting quotes online to find the cheapest and best deals.

Car Insurance Costs Are Cut, But It's Not Good News for Everyone

The seemingly never-ending rise in car insurance prices could be coming to a screeching stop thanks to proposed government changes.

New proposals will see a huge U-turn on the rate at which payouts for victims of serious accidents is calculated which is known as the Ogden rate.

The Ogden rate is set to be changed as soon as next year in a bid to provide a "fairer" system.

How does the Ogden rate work?
Set by the government, the Ogden rate is the amount awarded to victims with life-changing injuries after an accident.

The rate had been set at 2.5% which meant that for every £1,000 awarded to a victim in a claim, the insurer would pay out £975 - with the other 2.5% or the Ogden rate expected to be earned by the claimant through investment interest. This would then give them the full pay out they were due.

In March 2017, the rate was cut to -0.75% or in a monetary sense, insurers would now have to pay victims £1,007.50 per £1,000 payment.

It was this increase in pay outs that helped c…